Wage Calculator
Overtime Pay Calculator
Calculate total overtime pay using hourly rate, extra hours, and overtime multiplier.
Estimated Overtime Earnings$300.00 overtime pay
Salary & Hourly Take-Home Pay Calculator
Calculate your exact net take-home pay after federal taxes, FICA (Social Security & Medicare), state taxes, and pre-tax deductions.
1. Wage & Schedule
2. Pay Frequency & Tax Location
Estimated Bi-weekly Take-Home Pay
$0.00
Annual Net Pay
$0.00
Gross Paycheck
$0.00
Total Tax Rate
0.0%
| Earnings & Withholding | Per Paycheck | Annual Total |
|---|---|---|
| Gross Pay | $0.00 | $0.00 |
| Federal Income Tax | -$0.00 | -$0.00 |
| Social Security (6.2%) | -$0.00 | -$0.00 |
| Medicare (1.45%) | -$0.00 | -$0.00 |
| State Income Tax (CA) | -$0.00 | -$0.00 |
| Total Withholdings & Taxes | -$0.00 | -$0.00 |
| Net Take-Home Pay | $0.00 | $0.00 |
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How the Paycheck & Take-Home Pay Calculator Works
Our free paycheck calculator uses official 2026 federal IRS withholding tables and state-specific payroll brackets to calculate your exact take-home pay. Whether you earn an hourly wage or a fixed annual salary, you can easily project your net earnings per pay period.
1. Gross Pay Calculation
Gross pay is the total amount you earn before any deductions or taxes. For hourly workers, this is your hourly rate multiplied by regular hours worked plus any overtime pay. For salaried employees, your annual salary is divided by your pay frequency (e.g., 26 for bi-weekly, 52 for weekly).
2. Federal Income Tax
Federal tax withholding is determined by your filing status (Single, Married Filing Jointly, Head of Household) and IRS progressive tax brackets after accounting for the standard deduction.
3. FICA Deductions (Social Security & Medicare)
Under the Federal Insurance Contributions Act (FICA), 6.2% of your gross earnings is withheld for Social Security (up to the annual wage base limit) and 1.45% for Medicare.
4. State & Local Taxes
State income tax varies depending on where you work. States like Texas, Florida, Washington, and Nevada have 0% state income tax, while other states like California and New York have progressive brackets.
Frequently Asked Questions
Gross pay is your total earned wages before any taxes or deductions are subtracted. Net pay (also known as take-home pay) is the actual amount deposited into your bank account after federal taxes, state taxes, FICA (Social Security & Medicare), and any pre-tax benefits (like health insurance or 401k) have been deducted.
There are currently nine states with no individual earned income tax: Alaska, Florida, Nevada, New Hampshire (dividends/interest only), South Dakota, Tennessee, Texas, Washington, and Wyoming. If you work in one of these states, your state income tax withholding will be $0.00.
Pre-tax deductions are subtracted from your gross wages before federal and state income taxes are calculated. This reduces your taxable income, meaning you pay less in income taxes each paycheck while funding retirement or healthcare.
Yes! You can click "Generate Official Paystub" to transfer your numbers directly into our official Paystub Generator. You can select professional payroll templates, customize company branding, enter employee details, and download an instant PDF paystub.